Young driver was texting while driving resulting in no braking, rear-end vehicle impact with client’s SUV, which was stopped at a red traffic light in Port St. Lucie, Florida. Rubin & Rubin client, a retired businessman from New York City, suffered a traumatic head injury, including inter-cranial bleeding (hemorrhage), which months later caused seizures. Our client was fortunate to have ample Uninsured/Under Insured Motorist Coverage. The case was settled with client’s own UM carrier just before a federal trial. This is a fine example of why Florida drivers should always elect to accept as much UM coverage as they can afford — this is a protection Florida requires insurance companies to offer to insureds, and is one of the few insurance benefits for the driver and their family’s benefit and protection that prevents financial devastation if you are hit by a driver without insurance or with little insurance.








